不授信No credit
预充值/可用余额模式，平台不垫资、不后结算，信用风险从商业模式上消除。Prepaid balances only — the platform never fronts funds or settles post-facto.
做支付的人，先把自己做成可审计的In payments, we make ourselves auditable first
Apex Payment 是一个多国家代收代付平台：为电子书订阅、电商、数字内容与 SaaS 商户提供本地支付方式收款、批量付款、商户预充值余额与 USDT 提现结算。我们相信信任来自可验证——所以把牌照、资金安排与账本规则公开写清楚。Apex Payment is a multi-country collection and payout platform for ebook, e-commerce, digital content and SaaS merchants — local collection, batch payouts, prepaid balances and USDT settlement. We believe trust comes from verifiability, so we publish our licences, custody arrangements and ledger rules.
我们的原则How we operate
四条原则，写在产品里Four principles, built into the product
牌照先行Licence first
持牌辖区以持牌主体开展业务；未持牌辖区通过持牌合作方承接，不裸奔。Licensed entities where licensed; licensed partners elsewhere. Never operate bare.
API 结构稳定Stable API
新增国家不改变接口结构——商户的集成是一次性投资，不是持续成本。New countries never reshape the API — your integration is a one-time investment.
费用透明Transparent fees
手续费在订单创建时明示，换汇点差在提交前展示——没有任何事后加价。Fees shown at order creation, FX spreads disclosed before submission — no retroactive markup.
公司信息Company
公司注册信息Company registration
以下信息与监管备案保持一致，可通过对应辖区的官方登记系统核验。信息如有变更，我们会同步更新本页。These details match our regulatory filings and can be verified through the official registries of the relevant jurisdictions. We update this page when anything changes.
需要注册文件副本或受益所有人声明？请联系合规团队：compliance@apexpayment.com。Need copies of incorporation documents or a beneficial-ownership statement? Contact compliance at compliance@apexpayment.com.
联系我们Contact
三个入口，直达对应团队Three doors, straight to the right team
工作日 10:00–19:00（GMT+8）；非工作时间的紧急资金问题，请在线索中标注 URGENT。Weekdays 10:00–19:00 (GMT+8). For urgent funding matters outside business hours, mark your message URGENT.
和团队聊聊你的收付场景Talk to the team about your payment flows
无论是单个国家的收款，还是多国收付加 USDT 结算的完整方案，都可以从一次 30 分钟的沟通开始。Whether it is collection in one country or a full multi-country setup with USDT settlement, it starts with a 30-minute call.